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Home > Rules and Policies > Potential Fair Housing Violations, and "55 and Older" Subdivisions
Potential Fair Housing Violations, and "55 and Older" Subdivisions
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Multiple Listing Services are important tools for furthering fair housing because they facilitate the widespread distribution of accurate property information to consumers. To that end, Canopy MLS monitors listings for potential fair housing violations, and potential misuse of the "55 and older" option, by examining the Community Features field within Canopy MLS. Members can also report potential fair housing violations by clicking the "report data error" icon found on the Agent Full display of the listing in Matrix, or by sending an email to [email protected]


If a potential violation is found or reported, Canopy MLS staff sends a courtesy/educational notice (not a fine) to the listing agent to revise the listing, or to submit the 55 and Older Statement of Qualification. If necessary, staff modifies the listing. We are following the guidelines set by the U.S. Department of Housing and Urban Development (HUD) and the National Association of Realtors® (NAR) to keep both our members and our MLS out of trouble. Canopy MLS monitors for inappropriate use of the words or phrases listed below.


Able bodied  Adult community  Adult living  Adults only
African  Agile  Alcoholic, no Asian 
Board approval required Bachelor  Black, no Catholic 
Caucasian  Chicano  Children, no (#of) children
Chinese  Christian Colored  Couple
Couples only Crippled, no  Deaf, no  Employed, must be 
Empty nester (Ethnic references) Handicapped, not for  Healthy only
Hispanic  Impaired, no  Independent living  Indian
Integrated  Irish  JAARS  Jewish (JCC)
Landlord (description of) Latino  Married  Mature couple 
Mature individual  Mature person Membership approval required Mentally handicapped, no
Mentally ill, no  Mexican-American  Mormon Temple  Mosque 
(nationality) Newlyweds  Older person  One child 
One person  Oriental  Physically fit  Polish
Puerto Rican  Retarded, no  Retired  Seasonal worker, no 
Shrine  Single person  Singles only  Soc. Sec. Ins. (SSI), no
Tenant (description of) Unemployed, no  White  White only

This list is the product of a conciliation agreement between HUD, the Fair Housing Council of Oregon and the Portland Metropolitan Area Boards and Associations of Realtors® Multiple Listing Service, Inc., and is not the product of a ruling by a court or HUD. HUD has not endorsed this list. Words not appearing on this list could be used to discriminate. Conversely, words appearing on the list will not always violate the law. HUD provides more information about advertisements under the Fair Housing Act in this document:

Fair Housing and the Code of Ethics

For more information about language you should and should not use in listings and advertising, read VP of Risk Management Michele McCaskill’s article in Canopy Connects


"55 and Older" Subdivision List

The list below provides known "55 and Older" subdivisions that have been listed in Canopy MLS for which a 55 and Older Statement of Qualification has been received. Agents who mark listings as "55 and Older" for a subdivision that is not listed below must provide the 55 and Older Statement of Qualification to verify that the subdivision is qualified senior housing.  Additionally, if there is a concern that a subdivision listed below may no longer qualify as "55 and Older," the listing agent will be rquired to provide a new 55 and Older Statement of Qualification for the listing.


3 Cherry Way  Abingdon  Abingdon Glen Hickory  Abington Glen Village
Alpine Village Amber Meadows  August Place at Laurel Creek  Baileys Glen
Baraka Place Blue Ridge Villas Brigadoon  Brookside Manor Condominiums
Carolina Orchards  Charleston Place (Stanly County)  Chegall Crossing  Commons of Monteith Park
Cornelius Woods Cottages at Marvin Gardens Country Meadows  Courtyards at Cramerton
Courtyards at Harrisburg Courtyards at Huntersville Creekside Cresswind Wesley Chapel
Cresswind Crowfields (Condos)  Crystal Springs Estates Cumberland (Village)
Deer Track Devonridge Emerald Green Enclave at Holcomb
Encore at Streamside Esplanade at Northgate Four Seasons at Gold Hill Golden Cascade
Handsmill Heritage Hiland Park Hilltop Apartments
Holcomb Woods Enclave Imagery on Mtn Island Kensington Gate Kinsley
Magnolia Place Millbank Olivers Landing (Woodlands at Olivers Landing) Pinnacle
Pinnacle at Wesley Chapel Polo Club at Mountain Island Lake Potters Road Ridgely 
Riverwind  Sparks Crossing Summer Place Sun City
Sweetwater The Cottages  The Courtyards at Blume Point The Courtyards at Eastfield Farm
The Courtyards at Emerald Lake The Courtyards at Jetton  The Courtyards at Kinnamon Park  The Courtyards at Marvin 
The Courtyards at Weddington The Courtyards of Wesley Chapel The Courtyards on Chestnut Lane The Courtyards on Lake Norman
The Courtyards on Lawyer Road The Courtyards on Poplar Tent  The Farm at Ingleside The Gables (at Kepley Farm)
The Hills at Averys Creek The Oaks The Terraces The Village at India Hook
The Village of Pelican Point The Villages at Isle of Pines The Villages at Oak Tree The Villas at Creek Walk
The Villas of Covington The Woodlands at Olivers Landing Tree Tops Trilogy Lake Norman
Twin Oaks Viewpointe Village of Woodridge Villas on the Creek
White Oak Village Woodlands    
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